Your clients can now enjoy extended death benefit guarantees on Value+ Protector IUL - all the way into age 90!
But that’s not all! Check out all 7 NEW reasons (yes, SEVEN!) to consider this IUL bridge product.
In this issue:
AIG proudly celebrates its’ Centennial year
7 exciting new reasons to sell Value+ Protector IUL
New Dollar Cost Averaging rider
Form Revision for IUL Supplemental Application
Important information for insureds living in Illinois
Certifying letters for the Million Dollar Round Table
List Bill no longer available for new policies
AIG is excited to launch Power Index 7 New York. (Product training required.) This powerful asset accumulation solution can help clients build wealth and prepare for the future with:
Growth potential based partly on the performance of the S&P500 index (without dividends)
Guaranteed 1% interest on their premiums regardless of how the index performs
Principal protection ensuring that no money is ever lost due to market downturns
The new Assurity Single Premium Whole Life (SPWL) is now available in DC, DE, FL, ND and SD. Assurity SPWL can be a great solution for pre-retirement or wealth transfer. Key features of the new product include:
Issue Ages: 15 days to 85 years (age last birthday)
Ages 15 days to 54 years - $10,000 and above
Ages 55 to 85 years - $5,000 and above
Underwriting Classes: Standard Non-Tobacco, Standard Tobacco, Juvenile
Included Riders: Accelerated Benefits Rider, Single Premium Insurance Rider
LifeScape SPWL will be discontinued as states approve the new product. In those states, applications for LifeScape SPWL that have been signed and dated by January 22, 2019 will be accepted as long as the application is received at Assurity by February 5, 2019.
Three D's define Indextra’s advantages. Use this new piece to pique the interest of prospects.
Help clients understand retirement income success. Share this new, one-page, client-friendly case study.
In this issue:
John Hancock and One Drop partnership empowers people living with Diabetes
Social Media Posts to use on your own channels
Protection IUL offers powerful living benefits
Protection during the accumulation years
2019 Fingertip Tax Guide
New John Hancock Vitality Supplements
According to N.Y. Ins. Law § 2103(j) (McKinney 2000), on and after July 1, 1985, all licenses issued to a business "pursuant to subsection (a) of this section shall be for a term of two years expiring on June 30th of odd numbered years".
Prior to that date, insurance licenses did not require renewal. The current version of the statute requires licensees to file a completed renewal application containing the requisite information and to pay the prescribed fees. Unless exempted, the applicant must also satisfy the continuing education requirements to have the license renewed. See N.Y. Ins. Law § 2132(h) (McKinney 2000).
Any agents licensed as corporations are affected by this statute. All corporate licenses will expire June 30, 2019.
Please begin your renewal process prior to then. If your license is not renewed, submitted business cannot be processed.
In this issue:
LTC Rider helps clients maximize their benefits
Save clients money with Fit Credits
Mutual of Omaha is invested in Long-Term Care Solutions
Priority Income Protection approval in CA is almost here
Critical Advantage rate decrease for existing policyholders
There’s a growing opportunity for life insurance protection among the broad market. For clients seeking affordable guaranteed death protection for their families or businesses, or a potentially more affordable alternative to whole life insurance, consider PL Promise GUL - guaranteed death benefit protection at an affordable price. Get details.
An article was recently published announcing Protectives’ conversion rules and products available for conversion. They recognize the article may have caused some confusion. They apologize and want to assure you their conversion rules have NOT changed. All Secure-T and term policies issued before 2016 can convert to the Expanded Conversion Product set until the end of the calendar year of their eighth policy anniversary. After the end of the calendar year of their eighth policy anniversary, they can convert to the Basic Conversion Product set.
and say HELLO to Drop&Go!