Weekly News

Don't get caught with outdated information. Keep yourself informed with the latest news bulletins from our carriers.
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AIG
AG News

In this issue:
Term/GUL combo
Reach out to RIAs
L&C tips - Keep your cases flowing
Master Playbook location change!

American Pathway fixed annuities - a customized retirement solution

Take a look at the great current rates to help put your clients in control of their retirement.

Annuity rates – effective May 20th

Download the rate sheets.






Allianz

No bulletins this week.






American National
Case studies can give your IUL sales a boost

This consumer approved case study brochure can help show your clients how Signature IUL can be used for unique situations including:

Supplemental Retirement Planning
Funding College Education
Divorce Planning
Children from a Prior Marriage
Special Needs Trust
Credit Shelter Life Insurance Trust
Irrevocable Life Insurance Trusts
Key Person Insurance
Buy-Sell Planning
Other Business Succession Planning

See how low Whole Life premiums can go!

Signature Whole Life has all the guarantees your clients want plus low, highly competitive premiums.

Comparing Accelerated Death Benefit Riders

See the comparison.






Assurity
Assurity Critical Illness Insurance – launching June 3rd

Get details.

Proven tools for capturing disability insurance sales

Assurity stands out from the competition with our full suite of disability insurance solutions. We’ve got DI to fit nearly any budget, health condition or occupation – including self-employed applicants.

This May – Disability Insurance Awareness Month – take your business up another level. Target more prospects with sales ideas and other consumer-friendly materials.

And don’t forget to visit AssurityDI.com for more great resources!






Brighthouse

No bulletins this week.






Columbian Life

No bulletins this week.





Exceptional Risk Advisors

No bulletins this week.






Fidelity

No bulletins this week.






Genworth Financial

No bulletins this week.






Illinois Mutual
>DI + ROP is the winning answer to “What if I never need to use my DI policy?”

Your client’s financial future comes from their most important asset – their income. Disability income insurance (DI) from Illinois Mutual can help them protect it.

However, some cost-driven clients may ask, “What if I never need to use my policy?” They may be reluctant to pay premiums for years with nothing to show at the end of the term.

That’s why DI+ROP is a winning combination! Combine DI with the Return of Premium rider (ROP) - available at additional cost - to satisfy your most challenging prospects.

DI+ROP offers income protection if needed and money back if not!






Integrity Life
Indextra Indexed Annuity – client video

Indexed annuities can be complex. This FIA video helps clarify them. Use it to help explain how Indextra and its dynamic indexes work -simply and succinctly.

Retirement Income Calculator

Might your clients outlive their retirement savings? The new online calculator tool helps you explore the likelihood. Try it to test probabilities for income success or failure.






John Hancock USA
Spotlight News

In this issue:
John Hancock Vitality is four years old
Earn up to $40,000 in rewards with Protection Term
JH Life Paper Ticket - now includes existing insurance questions
Create custom illustrations with JH Solutions
Advanced Markets Blog






Legal & General America
Competitive new term rates!

The new rates for Banner and William Penn OPTerm 10, 15, 20, 25 and 30 include a mix of decreases and increases. There are no changes to their highly competitive rates for OPTerm 35 and 40. Rate decreases in more than 36% of pricing cells! Download the Broker guidelines.

40-year term sales contest – EXTENDED to July 10th!

Now eligible agents have an additional 40 days to receive $40 for each submitted OPTerm 40 case and be entered for a chance to win a $1,000 bonus.

How it works:
Eligible writing agents will receive $40 for each OPTerm 40 application submitted from April 22 through July 10, 2019. Get complete details.

Watch this new consumer-approved video and share with clients!






Lincoln National
Lincoln Life Monthly

In this issue:
How Principle-Based Reserving affects your business
More ways to protect your clients from LTC expenses
A protection focused IUL
Underwriting spotlight

The advantages of a reimbursement LTC

Lincoln MoneyGuard solutions are reimbursement plans with benefits designed to help reduce the stress and challenges that accompany a long-term care event. With more than 30 years of experience in long-term care hybrid solutions, Lincoln has built a client and family support structure that is flexible, caring and efficient. It’s reassuring for families to have the expertise and support services of Lincoln Financial at their fingertips, enabling them to get the care their loved ones need, with minimal hassle. See the five advantages of Lincoln reimbursement policies.

10 reasons to talk about Long Term Care now

Help clients protect their retirement income
Planning early may provide greater benefits and help alleviate stress on families by ensuring everyone is on the same page before care is needed; and that’s just one of 10 reasons to have a long-term care conversation.

Uncover the other 9 reasons (ICC states)

Uncover the other 9 reasons (non-ICC states)






Mutual/United of Omaha
Express Newsletter

In this issue:
Updated Product and Underwriting Guides
Express product portfolio offers simplified underwriting and application processes
Help your clients plan for health care risks in retirement
Join the June 20th LTC underwriting teleconference for information that will help simplify the sales process and give you the confidence to sell with ease.
LTC rate adjustments for August and September
It's Disability Insurance Awareness Month and the perfect time to start the conversations with clients
Did you know that 43% percent of all current 40-year-olds will have a disability event lasting 90 days or more by the time they're 65?
Update on the Critical Advantage rate decrease
California Fair Claims Settlement Practices Regulation
Remembering Wild Kingdom's Jim Fowler

Cost of Care tools updated with 2018 numbers

Cost of Care Calculator
This updated tool can help your clients see just how expensive long-term care services can be - state by state. And, it lets you estimate how expensive the costs could be in the future when your clients may need the care.

Cost of Care Study
The numbers in the new Cost of Care Study can help your clients understand why it's important to plan ahead for their long-term care needs, whether it's through a Long-Term Care Insurance policy or a Long-Term Care Rider on IULs.






Updated Asset Care – COMING IN JULY

By January 1, 2020, all issuers of life insurance are required to reprice their products according to the 2017 CSO mortality tables.
OneAmerica has updated the benefits and pricing within our whole-life based Asset Care product suite, and we will be launching a new product in July! Learn what you need to plan for.






Pacific Life Lynchburg
Introducing the Chronic Illness Care Rider with PL Promise GUL – NEW!

Your clients can now include chronic illness rider protection with new issues of Promise GUL guaranteed universal life insurance policies. Get details.

Field News Monthly

In this issue:
PL Promise GUL now offers chronic illness protection!<
Save Time – prequalify your clients
Marketing toolkit
See how whole life and guaranteed universal life compare






Principal

No bulletins this week.






Protective Life
11,739 agents are selling this (short-term) policy

When offering term, you may have clients who need coverage that doesn't quite fit within traditional term periods. And that’s okay.
Unlike term, Protective Custom Choice UL gives clients the flexibility to choose coverage for the timeframe needed — like 12 or 16 years. And, clients have the option to extend part of their coverage beyond the term if their needs change.

Annuity rates

Download the rate sheets.






Prudential

No bulletins this week.






Royal Arcanum

No bulletins this week.






EXCITING NEWS! Accelerated Underwriting now available with Flex Whole Life!

Get complete details.






Securian Financial
Life Lines Newsletter

In this issue:
Quick questionnaire for LTC/CI
Protection they will grow into
Every client matters
Using HSA dollars to pay for LTC






>Symetra Protector IUL – COMING SOON!

Are your clients looking for guaranteed life insurance protection with policy flexibility and cash value growth potential?

Symetra’s new protection-based indexed universal life insurance product - Protector IUL - may be just what they're looking for.

Built on Symetra's guiding principles of value, transparency and sustainability (VTS), Protector IUL offers a multi-faceted life insurance solution that's easy to understand. Stay tuned for product information, launch details and more!






Transamerica

No bulletins this week.








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