Weekly News

Don't get caught with outdated information. Keep yourself informed with the latest news bulletins from our carriers.
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AIG
Max Accumulator+ just got a performance boost

It’s almost too much to believe...but seeing is believing! Visit Power up with Max IUL to see for yourself. Also, review this detailed product bulletin. Experience the all new:
Decreased premium loads
Increased distributions
Global index strategy option
Winflex illustration features
Revamped marketing materials

Annuity rates

Download the latest rate sheets for July.

American Pathway Fixed 5 & 7 Annuity update

See the revised transition rules.

Individual annuity guidelines for non-U.S. citizens





Allianz

No bulletins this week.






American National
Smart Underwriting

Learn about Smart Underwriting. See the Smart Reward Sonos Play: 5 incentive.

Guaranteed UL + Cash-Out Rider

Your clients shouldn’t have to sacrifice features or guarantees for price. With Signature Guaranteed UL, they don’t have to. Learn more.

Palladium SPIA with 8.88% Cash Flow

Get details.






Assurity

No bulletins this week.






Brighthouse
How to plan for effective prospecting

Learn about setting growth goals and building your database.

Simple Underwriting

Learn more about Simple Underwriting for high net worth individuals looking for death benefit protection, liquidity and cash value growth.

How the PAUL Interactive Toolkit can empower advisors and clients to better understand how the product works

Watch the video.






Columbian Life

No bulletins this week.





Exceptional Risk Advisors

No bulletins this week.






Fidelity

No bulletins this week.






Genworth Financial
In-Force Rate Action announcements – effective July 9th

Alaska: PCS II
Maine: PCS II & Choice 1
Utah, AARP: Privileged Choice & Classic Select

LTC premium increases

Please visit http://pro.genworth.com for a list of your currently impacted customers who will be notified throughout the next 12 months. In addition, you can access a complete list of your customers impacted by a premium increase in excel format. Once you are logged in to Genworth Pro, this list can be found under Policies->Long Term Care-> Inforce Rate Action-> Agent Summary Letter-> Download all to CSV.

The Inforce Rate Action Producer Quote Tool is accessible using the “Run a Quote” button on the LTCI Policy Details page on genworth.com/pro. Reminder: Quotes reflecting the premium increase are not available until after the premium increase notification has been mailed; which is 60 days prior to the policyholder’s premium increase effective date.

Genworth is sensitive to the fact that premium increases may create significant challenges for your customers. They are committed to making this transition as smooth as possible. If you have any questions, please call your Customer Service Representative at 866-419-0401. In addition, you can find premium increase information you can share directly with your clients at www.genworth.com/LTCpremiums.






Illinois Mutual

Integrity Life
Indexed Annuity rates – effective July 15th

Download the rate sheet.

W&S Advances on Fortune 500

Western & Southern Financial Group ranks No. 476 (up seven spots from 2017) on this year's list of Fortune 500 companies. Get details of our powerful performance in their Annual Report.

Form 1040 Opportunities

A client's tax return is a planning opportunity. It details facts and risk exposures. Before memories of filing season fade, use these new Form 1040 Opportunities value adds to leverage those insights.
Representative Guide
Client Key

Advisor Ideas

Get video’s to share, sales ideas eKits, Social Security information and more in this latest issue of Advisor Ideas.






John Hancock USA
Spotlight News – July 9th

In this issue:
Help business clients protect their most important asset – their key people
FAQ’s about the Critical Illness Benefit
See how Protection IUL can offer more value for a less premium
Accumulation IUL – much improved income potential!
Prospecting John Hancock Vitality is easier than ever!
Live More Magazine – Summer 2018 Edition
Is Split Dollar Dead?
Security update for John Hancock Vitality clients

HealthyMind

John Hancock Vitality clients can get rewarded for taking care of their minds, as well as their bodies with the new HealthyMind benefit. Learn more.






Legal & General America

Lincoln National
New MoneyGuard II submission process

A superior client and advisor experience is now available. Get details, materials and faq’s.






Mutual/United of Omaha
Express Newsletter – July 11th

In this issue:
Help clients preserve their estate with the LTC Rider
Help clients prepare for what comes next
Guaranteed Advantage
How your clients can save on LTCi premiums
Updates to DI Choice underwriting guide
Check out the new & improved Critical Advantage application
Introducing a new Amazon Connect experience for annuities

Critical Advantage Solutions – giving clients the best advice

Your clients look to you for sound advice. One of the best ways you can do that is by opening their eyes about insurance products they may not know about when it makes sense for them. This can be something as simple as raising awareness about a second solution, such as Critical Illness Insurance for prospective LTCi clients.

For example, if a client is showing red flags during the LTC prescreening process, Critical Illness insurance is a great "pivot" for your client who likely will still want coverage for a variety of conditions that may require long-term care services.

As a direct payment policy, it allows your client flexibility to help cover a long-term care/ critical illness event. And with limited underwriting for policies up to $100,000 it's a quick-issue solution that can help provide them peace-of-mind.

Share this client-ready Critical Illness Brochure that details how a CI policy can help your clients and grow your business.






See how Builder Plus IUL stacks up

Download the competitive flyer.

What happens to a client's policy when the sun isn't shining?

Read this article to understand the importance that down years can have on a client’s policy and how North American’s Builder Plus IUL is a strong choice both now and into the future.

An easier annuity withdrawal process – by phone!

As part of our ease of business initiative, North American has made the withdrawal process easier than ever. Rather than completing a form, sending it in, and waiting for processing, they’ll take the information over the phone and begin the process immediately. Learn more.

NAC VersaChoice 10 fixed index annuity now available in CA

Take the required product training by visiting RegEd and using training code 17SFGNAC_21.
View the brochure.
Download the disclosure.
Download the allocation form.
See the rates.






Care Solutions interest rates – effective July 15th

The Legacy Care new money rate increased to 1.50%. All other rates remain unchanged. View all rates.

Guaranteed Interest Rate increased – effective July 15th

The Guaranteed Interest Rate increased from 1.00% to 1.40% for new issues of the following products:

Indexed Annuity Care – In all states where this product is sold.

Annuity Care II – In Massachusetts, New Hampshire, Pennsylvania, Vermont and Wisconsin only. The new rate applies to both the base and LTC accumulated values.






Pacific Life Lynchburg

No bulletins this week.






Principal
Add IDI to your sales vocabulary

One of the most important conversations you can have with clients is about individual disability insurance (IDI). It helps protect their income — even their business — if they become too sick or hurt to work.
See why it's important.
Get the Guide to Selling.






Protective Life
An IUL with guarantees and cash value - It’s as simple as that.

Offer clients an IUL policy that they can readily understand. Protective Indexed Choice UL keeps it simple with:
A guaranteed death benefit
Cash-value potential that’s tied to only one market index
0% floor rate, so policies never lose value due to negative index performance






Prudential

No bulletins this week.






Royal Arcanum

No bulletins this week.






Great new rates – effective July 23rd

SBLI is pleased to announce new term rates for all non-nicotine classes. The rates supporting the unique all risk classes, no medical exam accelerated underwriting process will be much more competitive. Also, rates for the traditionally underwritten business will be particularly strong. Quoting will be available on July 23, 2018. Please note: there is no need to hold back any case you are working on as they have put steps in place to ensure you get the best available rates. See the transition rules for full details.






Securian Financial
What's the right insurance based on your client's life stage?

Each stage of your client's life can provide an opportunity to help determine their future life insurance needs. This new flyer explains the different life stages and how you can help clients with their life insurance needs now and in the future.

Keep the family farm in the family

Building and growing a family farm requires attention to current operations - and planning for the future. What an owner wants to pass on to the next generation requires important financial preparation right now. The BOLD Family Farm Strategy helps you address this critical need with your farm business clients. The BOLD Family Farm Strategy Guide can help you understand business succession strategies in more detail - so you can help farmers identify the right option for them.






Changes to annuity guaranteed minimum interest rates – effective July 19th

Get details.
View the new rates.






Transamerica
Small Steps to Building Life Sales

When it comes to achieving long-term physical and financial wellness, the actions we take today can make a big difference tomorrow. As lifespans improve, clients have an opportunity enjoy longer retirements and more rewarding time with family.

Transamerica’s Financial Foundation IUL index universal life (FFIUL) Long Term Care Rider and Living Benefit Riders could help clients cover qualified long term care expenses when they need it the most. Learn more about it; along with how to address long-term client needs.






Voya Financial

No bulletins this week.







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