Weekly News

Help clients personalize their life insurance coverage with built-in & optional riders
With Value+ Protector III (VPP) IUL, clients receive cost efficient death benefit protection – plus the opportunity to customized their policy with a variety of rider options that offer additional value.

Simplified Issue DI for Working Spouses
When a worksite client recognizes the need for short-term disability insurance (DI), their next question is often whether coverage is available for their working spouse as well.

This article shows how you can offer a simple and effective solution to fill this need with Simplified Issue Disability Income Insurance (SIDI).

Weekly Market Intel - See the latest insights.

Don’t wait for the next Fed cut — secure today’s rates now
The Lincoln OptiBlend Fixed Indexed Annuity offers powerful guaranteed rate strategies designed for long-term growth and stability through our No Renewal Rate Blend:

• 1-Year S&P 500 Cap Lock - Tracks the true S&P 500 with cap rates locked in — no surprises.
• 1-Year S&P 500 10% Daily Risk Control Trigger Lock – Delivers a trigger rate that won’t change, offering consistency in volatile markets.
• Multi-Year S&P 500 Participation Strategy – Provides higher growth potential with no downside risk, tied directly to the S&P 500.

See how Lincoln’s No Renewal Rate Blend strategy stacks up against an Aggregate Bond Index and a 5% fixed rate of return.

Leaders in Longevity: Forever Strong
In this latest episode, hear how resistance training and muscle-building nutrition can reshape how we fight obesity, aging, and chronic disease.

2026 estimated dividend payout announced – Get details.

Express Newsletter
In this issue:

• IULs You Can Deliver With Confidence
• Underwriting Corner: Get Relationships Right on the eApp
• LTC Awareness Month is an ideal time to continue the care planning conversation with your clients
• Protecting the Non-Working Spouse with Critical Advantage
• How Critical Advantage Simplifies Protection Sales in a Rising Cost Health Market
• Retirement planning with annuities

Save time with streamlined IUL allocation
Nationwide’s new self-service indexed universal life (IUL) allocation tool is here to make managing your clients’ IUL policies simpler and more efficient. Get the guide.

New brochure and disclosure forms required for NAC Guaranteed Allocation fixed index annuity

• 5-year brochure
• 7-year brochure
• 10-year brochure
• 5-year disclosure
• 7-year disclosure
• 10-year disclosure

NACcelerate: fueled by technology to keep you ahead – Learn more.

Help your clients renovate their financial home
A new Financial Home Makeover social post is now available in our Social Media Resource Hub. This post introduces clients to the idea of creating a financial home that’s built to last. Just like a traditional house requires regular care and updates, their financial lives need the same attention.

Tips to close out 2025 – Watch the webinar replay.

80% of women will manage finances alone – help them prepare with confidence
North American fixed index annuities (FIAs) are built to help address these realities with:

• Income stability: for those with disrupted earnings or reduced Social Security benefits
• Flexibility: for unexpected health and long-term care events, often faced alone
• Growth potential: for those rebuilding savings after caregiving or career gaps

Legacy Planning Sales Strategies – Visit the site.

Annuity rates – See the rates effective November 12^th. (See the NY rates.)